Hey, Everyone! Do you hate turning down things because they aren’t in the budget? Or when something comes along that you really want to do, do you bust your budget “just this once?” I know. I totally get it. I hate being in that situation. I hate turning things down that I really want to […]
How to Afford Christmas When You Don’t Have Money
Good Morning! Today I wanted to talk about our Christmas Budget. I don’t have a Christmas sinking fund like I usually do so I’m using this method here to save up for Christmas this year. I know it’s super early and people are like, Christmas?! Really?! But when you only have small amounts to put aside […]
Why We Owe on a Credit Card
Hey, Everyone! This is a follow up post to our August Budget here. I said I would explain why there was a credit card bill in our budget so here it is! We have one credit card (simply never canceled it when we paid it off when we got out of debt) and it hasn’t […]
August Budget (Real Numbers)
Good Morning, Everyone! Here’s a look at our budget for the month of August. I budget per month and per paycheck. Here’s a look at the numbers! 1st half of the month: check $1,122.85 Giving $150 $972.85 Car Ins $41.68 […]
The Simple Way We Track Spending
Hey, All! Today I thought I’d share my current method on how we track our spending and how we plan that out. If you’ve seen our financial update here then you will know how few categories we have right now. That really simplifies our tracking when there aren’t many categories to track! Basically, we have 3 categories […]